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Oya is a registered trade name of Volopa Financial Services (Scotland) Limited (company No. SC399401) which is authorised by the Financial Conduct Authority (FRN: 554549) under the Payment Services Regulations 2017 as a Payment Institution, with its registered office at Maclay Murray & Spens Llp, 1 George Square, Glasgow, G2 1AL. All communication should be sent to Volopa Financial Services (Scotland) Limited, 25 Wilton Road, Victoria, London SW1V 1LW.