Why Choose Oya
Market leading rates and fee
Get more value for your money with our amazing rates and low transfer fee
Instant transfer delivery
Send money 24/7 instantly to Nigeria using the Oya mobile app
Safe and secure transfers
We are licensed by the Central Bank of Nigeria and are authorised by the UK FCA
Instant transfer notifications
Keep track of your money with instant status updates about your transfer
What Is Oya
Oya is a no wahala money transfer service designed exclusively for people who wish to send money from the UK to Nigeria. It was developed in collaboration with members of the UK-based Nigerian community, who helped to 'co-create' Oya, and working with Wema Bank, our Nigerian partner and a leader in digital banking across Africa.
Our Fee Explained
Fair and transparent
We apply a fixed, transparent fee of £1.99 per transfer irrespective of the amount
First two transfers free
The first two transactions are fee free
How it works
Download the app and sign up
It’s free and takes less than 5 minutes
Enter recipient details and amount
We will always show you the live rate and fee before you decide to make the transfer
Pay securely
Pay using your Visa or MasterCard debit card
Transfer underway
Money from our local bank partner is instantly sent to your recipient’s US Dollar account
Money received
Money appears instantly in your recipient’s US Dollar account. We will keep you updated with real time notifications